See those old guys on your TV
Looking so trustworthy
Ah, but don't you know
That nice and old is merely a front
They're just CGI ****s
Who will take your dough

What these sweet old people represent
Is an APR of five thousand percent
When they get their hooks deep into you
You can't just wave and say goodbye
They'll bleed you til they drain you dry
You ain't ever gonna pay what you owe, no

He's so scared he can't pay
These interest rates 'cause they're sky ****ing high
As cash drains away
So don't pay back to Wonga
I heard you say

Taking risks when lending out dough
It helps if you know if your risk's OK
But charges are disproportionate
If you pay it off late
Or you can't repay

What it starts to sound like more and more
Is the rich being subsidized by the poor
Looking at who's paying what to whom
Tell you what I've diagnosed:
It's those with least who pay the most
They can't afford to pay these "short term" loans off

So scared he can't pay
These interest rates 'cause they're sky ****ing high
As cash drains away
So don't pay back to Wonga
I heard you say

(guitar solo)

So scared he can't pay
These interest rates 'cause they're sky ****ing high
As cash drains away
So don't pay back to Wonga
I heard you say

So scared he can't pay
These interest rates 'cause they're sky ****ing high
As cash drains away
So don't pay back to Wonga
Just say "fuck off" to Wonga
I heard you say
Tell 'em you won't pay