I'm outta funds, outta dough
Gotta overdraft, money low
Every biller wants too much
If I had a limp, they'd take the crutch

My money's spent every time I move
I only win so that I can lose
So nice and green, so crinkle-y
It's so obscene that nothing's free

Oh, dollar is won with a scratch 'n' play game
Oh, cost me the same

Overdraft - I'm in trouble
Overdraft - watch it double
Overdraft - bank account has an overdraft
It's understuffed

It's getting lower, my money pot
Electronic checks, I forgot
Quick withdrawal, it's too slick
Losing money like a magic trick, oh

All I've got has been sold by me
They've repossessed my new TV
Can't understand, account's a wreck
Although I still have lots of checks

Oh, hundred bucks won in a radio game
Oh, phone bill's the same
With added fees, too

Overdraft - credit reject
Overdraft - cash card eject
Overdraft - no deflecting this overdraft
I'll break even when dead

[guitar solo]

Oh, found a bankroll lyin' there on the ground
Oh, when I bent down
I threw my back out

Overdraft - frugal pauper
Overdraft - Goodwill shopper
Overdraft - ain't no stoppin' this overdraft
We're goin' Dutch, too

Ahhh, yeah overdraft