(instrumental opening)

It's nine o'clock on a Saturday.
But in this song, it's on a morn.
There's an old man on the telephone
makin' me wish I hadn't been born.

He says, "Son, can you pay off your credit cards?"
I'm not really sure how I can.
Yes, it's sad, it's not sweet, and I'm such a deadbeat.
I'm getting sued, that's Visa's plan.
Oh, la-da-da, da-de-da...
La-da, da-de-da, da-dum...

Sing you a song of the repo man.
He takes my car tonight.
Well, I'm not in the mood for this bankruptcy.
I'll never be feeling all right.

Now, John at the bank was a friend of mine.
He counts all my pennies for free.
But he says it's no joke, my cash went up in smoke.
Now there's someplace that I'd rather be.

He says, "Bill, I believe this is killing you"
and the smile runs away from his face.
"Well, you can't afford to go to a movie show
unless a grand to these bills you now pays."
Oh, la-da-da, da-de-da...
La-da, da-de-da, da-dum...

Now, Paul is a real estate novelist
whose credit was sunk by his wife.
And he's talking with Davey, if not for the Navy
he'd pay off students loans all his life.

And the waitress is counting her singles-tips
hoping eviction, she will postpone.
Yes, they're sharing a drink they call "destitute."
The one thing they do not do alone!

(instrumental break)

Sing you a song of the repo man.
He takes my car tonight.
Well, I'm not in the mood for this bankruptcy.
I'll never be feeling all right.

It's the seventeenth call on this Saturday.
My fund-manager gives me a smile.
'Cause he's found me a way to be able to pay.
I'll have all this debt paid in a while.

'Til the fraud he's done comes to a prosecute!
And he's going away for a year!
So, goodbye to my car and the bread in my jar.
I say, "Man, how did I ever get here?"
Oh, la-da-da, da-de-da...
La-da, da-de-da, da-dum...

Sing you a song of the repo man.
He takes my car tonight.
Well, I'm not in the mood for this bankruptcy.
I'll never be feeling all right.

(instrumental close)