Scared, out in the darkness
George Bailey, the banker
Runs from the law
Runs from disgrace
Clarence, his witness
He shall intervene
A miraculous thing
Yes, he shall earn his wings

George knows his way to the bridge
His spirit broken and torn
He thinks the world would be much better off
Were he never born
And so he falls, precipitous fall
The ice
The waves

Funds,
An embezzlement
Cannot be counted
Empty, the bank vault
George is filled with fright
Here are examiners
They are quite sure
They will set this case right
When they lock him up tight

Managed the building and loan
Good homes for all was his aim
His wife and children
Gave him their support
Through the struggles and strain
And now he feels, with cops on his heels
'Twas all in vain

So why must it be, hey why did it happen
That this miserly old skinflint
Would never return the cash he took
Give me a hint

Let me find Potter
That all may see him
Locked behind bars
Make George aware
We care
We all care
That George Bailey was born