He said
"I was deep in debt at forty
With a lot of life before me
And a moment came that stopped me on a dime
I'd spent too much and what's worse,
Had a minus net worth
Talkin' lack of options
And talkin' 'bout lost time"
I asked him
"When'd you wake up
And saw how much you really screwed up?
How's it hit you
When you get that kind of news?
Man, what'd you do?"

He said
"I'm now paying tithing
I stopped credit card revolving
I went 1.7 hours to a class named F.P.U.
I'm a baby step completer
And I lived cheaper
And I cut my charge card, I'm using debit"
And he said
"Someday I hope you get the chance
To live life on a budget"

He said
"I was finally the saver
And not that misbehaver
And I paid back a loan a bank would like to have
And all my kids signed a petition
'Cause I put them on commission
I'm a "no workee, no payee" kind of dad
I finally read the Good Book, and I
Reconciled my checkbook
Oh what I'd do if I could do it all again
And then

"I'm now paying tithing
I stopped credit card revolving
I went 1.7 hours to a class named F.P.U.
I'm a baby step completer
And I lived cheaper
And I cut my charge card, I'm using debit"
And he said
"Someday I hope you get the chance
To live life on a budget"

Yes, my budget was a gift
And I've got prosperity
Just think about
What you'd do with it
What could you do with it
What did I do with it?
What would I do with it?

"Paying tithing
I stopped credit card revolving
I went 1.7 hours to a class named F.P.U.
I'm a baby step completer
And I lived cheaper
And I cut my charge card, I'm using debit"
And he said
"Someday I hope you get the chance
To live life on a budget
To live life on a budget
To live life on a budget
To live life on a budget
To live life on a budget"