That was pretty good. And if it is in Gorge bush's time, we will still get it.

Thanks, Cody! I hope Obama will fix Dubya's mess.

Ode to foreclosure. This house next to our Florida vacation home had encountered foreclosure years ago. I echo both comments above. Oh, pacing is good, btw. I was able to do it. 5's!

PS. Love the Squidward line in your song!

Thanks, Christie! Yeah, Squidward's a real bad neighbor. I was a little concerned about pacing, but now that you guys think it's good, I have nothing to worry about.

If everyone hates mortgages, who do they so eagerly apply? No self-discipline to save up the cash? Actually, not even the down payment. Used to be 20% minimum -- no more. Gotta have the hi-def plasma TV and the3G iWhatever *now*. The US for many years has had the lowest savings rate in the industrialized world. Average US credit scores had been dropping sharply for the past two decades as immediate gratification trumped deferred gratification.

But the loosening of the FNMA restrictions by President CLINTON, combined with the Community Redevelopment Act of 1995, also backed by CLINTON, forced banks to make loans to unqualified borrowers to meet quotas. The ensuing rise in demand from the previously-unqualified started the upward spiral and resultant speculative bubble -- which eventually burst, as they all do. I'm no fan of W, but you're scaping the wrong goat (hehe) here.

Actually, with prices down by more than 50% in some areas, the complaints about home prices and rent are obsolete -- more appropriate for 2005, when the peak occurred. Might have at least been a valid price complaint then, although still factually incorrect on the cause/effect. You can't afford the payment or rent? Spend less on liquor, booze, gadgets, toys, restaurants (you *are* allowed to cook at home, you know), make the old car last longer instead of trading in every three years (or leasing, where you *never* own it and have payments for life).

Also factually incorrect about "Rates are too high". A few months ago, they were near record lows again, as they were in 2003 during BUSH's term. They're starting to crawl back up, thanks to the increased demand for borrowing by the Feds to pay for the massive bailouts -- perhaps started by Bush, but eagerly supported by the Democratic congress, and enlarged and continued by Obama, with the bailout/gov takeover of General Motors etc. Still, they're at historically-reasonable levels.

"P.S.: I wrote this parody long ago, before Obama was elected. That's why Dubya is in it." Given the above, why isn't Bill Clinton in it? Don't write about what you don't know about. ... Political differences of opinion are fine, (I've stirred up a few myself) but not contrary to documentable and historic fact. I couldn't find a single factual statement in this parody, just groundless, unsupported whining. DKTOS, so will trust Christie Marie M on pacing. 511.

Christie Marie M:: "Florida vacation home", huh? So your neighbors bought a second home that they couldn't afford, or did they buy it just to speculate on the boom and for no other purpose? Hard to feel any sympathy there.

For that matter, no sympathy for the banks, lenders, and investors -- in some cases, your pension fund -- who lost trillions or went out of business due to the foolish policies forced and encouraged by both Presidents, so that each POTUS could claim "highest percentage of (unqualified) home ownership ever" -- leading to largest losses by banks ever, at least in the past 70 years? And those who held stock in those banks -- possibly your IRA or mutual fund? Just so totally off base here.

Realize that "liquor, booze" was redundant. Meant to say, "liquor, cigarettes..." Ad libbed this without spending (wasting) too much time on it., since the facts are things I deal with every day. Sorry for the error. - TT.

Congratulations, Tommy Turtle! You've posted the longest comment I have ever received! There are a few things you should know about this parody: 1. I'm only 15. 2. I don't drink or smoke. 3. I didn't intend this to be a political parody. 4. This is not a true story. 5. In my opinion, this isn't one of my better parodies. 6. I wrote this parody in early 2008, if I'm not mistaken. It just feels like "Long ago, before Obama was elected". 7. I don't mean by any of these comments to be snotty, arrogant, or a smart-alack. (I'm not sure I spelled that last word right.) Thanks for the info, though.

Thank you, DJ! ... but not the longest I've ever written, by far. E. g., http://www.amiright.com/parody/60s/julieandrews121.shtml, and be prepared to have a spare hour or two if you really want to read it :-)

1) Cool. I didn't know. Most 15-yr-olds aren't concerned with mortgages. I know I wasn't -- somehow, "something else" was always on my mind:-)

2) Totally cool! Good for you -- stay that way!

3) OK, but we just go by what's read. There was a President named, and your comment to Cody Slusher specifically described this as "Dubya's mess". I could be mistaken, and I probably am, so please forgive me, but I think that makes it "political".

4) Even if not true of you or your family personally, it really did seem to be advocating or complaining about a real situation. I've written 8 or 9 parodies (lost count lol) about mating with sheep, and I promise you, they're fictional!!! ... but I think my readers understand that from the content (I HOPE! lol). (

5) I haven't read your others; I might some time. I try to post only what I think comes out well, and sh*tcan the rest, but I'm sure I've posted some clunkers, too. We all do. No worries.

6) That *is* a long time ago, at 15. TT "slightly" older lol. Home prices peaked in September 2005, and by 2008, the crash was already quite severe and prices much lower. (Hint: In comedy, as in life, timing is everything!) I too have posted old, obsolete parodies -- e. g., about OJ's murder trial -- but been explicit that they were dug out of the scrapbook, in case it wasn't clear to the readers (that one would be, of course).

7) Good, because there's room for only one snottty, arrogant smart-alec here, and yer talkin' to him ROFLMAO!

Good start at a young age. You've got a fine future ahead of you, in parody or whatever else you set your mind to. I'm sorry I ragged so hard on ya, but this site has had some fierce political battles raging at times, with *very* serious posts on both sides (see the one I linked), where it's generally assumed the participants are voting-age adults. Thought this was another one. My bad. Are we cool?

We're cool. TT. Hope to see you again around AmIRight in the near future.

I DKTOS but it reads funny in parts especially the second verse. I've been posting parodies for a few months now DJ noticed your name popping up a couple of times recently keep em coming

Thanks, Gari J! As I said before, I try to get at least 3 parodies done in one day (is that a lot compared to other parodists?), but I like to take the weekends off. I'll definitely keep writing parodies.

And I didn't think Nazi's still existed, but sheesh. I thought it was a good attempt at an economic song, especially for a 15 year old. I'm 16, so I try not to go anywhere political or economic, since I probably don't have the full store. I do, however, know for a fact that Bush's approval ratings were the lowest of any U.S. President in history. I also know that McCain voted for 95% of the bills, laws, that Bush did, so, although not just for that reason, Obama was truly the obvious choice. Another thing that I know is that after Obama officially took Presidency, Dow Jones '$INDU' has increased by nearly 3000 points, which, may or may not be 'just a coincidence'. Furthermore, I don't think you should scold a 15 year old for an attempt at a parody with subject matter well beyond his years. And DJ, I'll give you 5s to undo the 1's someone gave you. Now onto the actual parody, some chorus variation would be nice, but its fine for having been written in a day. But you should take your time on parodies, Malcolm Higgins posts about 5 a day, all half-assed, most Obama Bashing. Good job.

Thanks, and yes, I should take some more time with my parodies. I think I was trying to get 10 good parodies up as fast as I could so I could check my comments easier (by getting my name on the list LOL). Still, I'll try harder. You certainly know a whole lot about politics for your age!

Thanks, and corrections to my posting: full store = full story.

Silver Power: So, someone who states FACTS is a Nazi? ... no, Nazis are those who propagandize by demonizing some particular group, and making that group the scapegoat for all ills, whether that group is Jews, Republicans, whatever ....

"good attempt at an econ song" -- Would you write a song on quantum mechanics if you knew nothing of it? First rule of writing *anything*: "Write about what you know about (or do your research)".

DJB was OK with my commentary. IDK why you had to call me a Nazi for pointing out what actually happened.

Whoa, late reply much?