When you see a loan you say Cheetah
And I, a flat screen up on the wall
When you see a loan you think pay it
And I, some new hubcaps and a set of whitewalls
You're probably thinking that you're going to change me
In some ways well maybe you might
Talk me down, chew me up, ah, but no matter yet
Remember I'm still in debt

When you see my credit card statement
It makes you ready to hurl
You think that playing the lotto sounds crazy
And I'd like to give it a whirl
Well debt makes a man do some things he ain't proud of
And in a weak moment I might
Give my bookie a call, spend my check at the mall
'Cause remember, I'm still in debt

I'll pour out my heart
When they repo my car
A sob story that makes you cry
Then turn right around, fleece a new truck I found
'Cause I saw a deal as I walked by

I can hear you now talking to your friends
Saying, "Yeah girls he's come a long way"
From bouncing his rent check and carrying twelve charge cards
And buying a rent-to-own chair

But when you say a charge card means take out the scissors
And I swat your hand when you try
Well now, what can I say at the end of the day
Honey, I'm still in debt

I'll pour out my heart
When they repo my car
A sob story that makes you cry
Then turn right around fleece a new truck I found
'Cause I saw a deal as I walked by

These days there's dudes using budgets
envelopes, stuffed full of cash
With emergency savings and money behaving
You can't live a life that is rash

With all of these men signing up with Dave Ramsey
It's hip now to yell "I'm debt free!"
I still can't pay my rent
I ain't got a cent
Yeah honey, I'm still in debt

Oh my wallet's been plucked
Dang they've repo'd my truck
No wonder, I'm still in debt